Friday, November 15, 2019

Comparing The Sick Rose by William Blake and Fog by Carl Sandburg Essay

Comparing "The Sick Rose" by William Blake and "Fog" by Carl Sandburg In this assignment I will gracefully compare and contrast two short poems. In my selection for the poems, I kept in mind that the two poems needed to have something in common metaphorically or thematically. After many hours of browsing I came upon two poems that contained an ultimately strange connection metaphorically and in content. Interestingly, the two also had numerous differences. The first poem I encountered was "The Sick Rose" written by William Blake in 1794. Soon after, I read "Fog" (1916) by Carl Sandburg and I began to notice an exciting connection filled with various exceptions of chief differences. Although the poems were written more than a century apart from each other, after rereading them numerous times, they left me with an unimaginable amount of thinking and writing ground. Comparison   Ã‚  Ã‚  Ã‚  Ã‚  The two poems "The Sick Rose" and "Fog" are very much alike in the sense that they both use the introduction of weather and animals to shape the poem and give the reader a sense of displeasure. In "The Sick Rose" the poet introduces a worm and storm and in "Fog" the poet uses the fog and a cat. The subject matter is perhaps similar in these two poems with the fact that both poems embody foul weather that prevent life from flowing in its normal path. To be more specific, a storm destroys plants, animals, and life in general, while a fog blocks out the sun and its energy to spring life. In "Fog" the poet, Carl Sandburg, uses the weather condition of a fog as the main subject matter for his poem. The entire poem is literally focused on the fog above the city and harbor. Using a metaphor, Sandburg makes the fog come to life as if it actually had its own eyes to be able to overlook the city. The fog takes the shape of a cat as it "sits looking over harbor and city" (570). Like a cat, the fog sits on silent haunches. Personally, Sandburg’s words created a mental picture of a black/grayish, dirty, street cat wandering silently in the alleys of an industrious city observing the streets on top of a half-century old brick building. This engaging metaphor is what makes the fog come to life and also creates its consciousness of the harbor and city that it overlooks. Although the metaphor is being used to show a similarity in the two poems, it will be most significant later on... ...escribe how peaceful and silent the fog is and how it just comes and goes in silence leaving no trace behind. Sandburg’s approach produces imagery of calmness, silence, and perhaps unimportance. This is strongly reflected with the last line "and then moves on." (570) In contrast, Blake’s tone and attitude is intense and violent, almost provocative at times. It utterly creates weight and importance on the sick rose. One example is how he starts out using an exclamation in his first line as he speaks to the rose in anguish. In conclusion, "Fog" because of its use of metaphor and calm tone tends to focus more on developing a strong, temperate image, (more on description), while "The Sick Rose" uses fierce, moving words to create strong feelings as it concludes with death, grief, and great emotional sorrow. The Sick Rose William Blake O Rose, thou art sick! The invisible worm That flies in the night, In the howling storm, Has found out thy bed Of crimson joy, And his dark secret love Does thy life destroy. (1794) Fog Carl Sandburg The fog comes on little cat feet. It sits looking over harbor and city on silent haunches and then moves on. (1916)

Tuesday, November 12, 2019

Morocco: Economy and Trade

King Mohammed VI realized the need and potential in energy and the impact that it would have upon the government and the presiding society.   The process of redeveloping the country has taken over five years as the eco-system has suffered and the unemployment rate are holding at 20 percent of the population in the cities.   The US -North African Economic Partnership is only half of the global integration as the Morocco- EU Association Agreement has been developing since March of 2000.   The interglobal dependency is attending to the needs of 1) telecommunications/ information systems 2) electric power system 3) environmental technology 4) water and waste water treatment and 5) tourism.   These primary needs will develop the economy that had originate in the farms and crops that include wheat, feed grain, and crude vegetable oil. The restrictions upon the businesses of imports and exports has been used to develop the nations as quickly as possible. The restriction of any imports is nominal as the economy relies on the developing trade from the US and the EU.   The control that is imposed by their government has been reduced to alleviate any more problems from credit and foreign exchange allocution; reduce trade barrier; increase monitoring of governmental spending; and the introduction of new corporations. The previous stance as foreign trade has reduced by adhering to the Morocco’s World Trade Organization.   The public acceptance of the American goods and services as the time span for development will begin to change their society.   The   more products that are from the United States will allow great accessibility and the affect that it will have upon the economy.   Simplify the process by reducing the tariff and having the inspections   simpler.   Many companies such as Coco- Cola, Fruit of the Loom, Johnson and Johnson, and Pfizer will encourage the economy and have a positive result upon the society. Works Cited â€Å"Economy of Morocco† http://en.wikipedia.org/wiki/Economy_of_Morocco (18 March 2008). U.S. Embassy Rabut. â€Å"US Department of State FY 2001 Country commercial Guide: Morocco† < www.state.gov/about_state/business/com_guides> (July 2000). U.S. Department of State. â€Å"Executive Sumary of the Country Commercial Guide for Morocco Fiscal Year 20

Sunday, November 10, 2019

Access to Bank Credit to Small and Medium Enterprises Essay

Finance function is the most important of all business functions. It remains a focus of all business activities. Financing SMEs has acquired enormous importance in contemporary world of finances. This is primarily due to the national focus and priority of various countries – developed and developing ones as well. In the Sri Lankan context , the government has provided impetus to the authorities to increasingly cater to the emerging financial needs of the SMEs. Bank and Institutional finance are expected to be made available on easy and flexible terms and conditions and on priority basis. Small and Medium Enterprises(SMEs) are hit by poor access to funds. This can be overcome if financial institutions are able to assess firm- specific and general risks and offer innovative products. This as per my personal opinion can be achieved by the formal financial institutions even when the so called sound credit principles are applied in a firm-specific manner to suit individual borrowers. In order to obtain bank credit, SME loan applicant shall prepre an effective credit proposal ,in a way, that the financial institution could consider favourably. See more: Beowulf essay essay SMEs such as restaurants, lathe-work shops, brick-kilns, grocery stores, rice mills, factories and farming etc. need finance to purchase capital goods and raw materials, procure stocks, pay wages ,meet other working capital requirements and support expansion plans. Despite the efforts of the Government and support from the Ministry of Finance and Planning and the Central Bank of Sri Lanka by including SME as a priority sector and by providing refinance facilities , there continue to be a huge demand supply mismatch in SME financing. One of the major reasons for banks being unable to bridge this gap is the perceived credit risk involved in financing SMEs. This is primarily due to non-availability of proper accounting records, valid bills and working capital management etc. As at present,to mitigate such credit risks , banks typically look for enhanced collateral or equity , both of which cannot be brought in by most entrepreneurs . Further, due to small size and local presence of SMEs , the transaction costs involved in financing them are relatively very high. However, the good news is that wider credit distribution could be made to SME sector using modern secured transaction law ,introduced recently by the Secured transactions Act 2009, which recognizes utilization of movable assets of a business as collateral to obtain credit. Further the Institute of Chartered Accountants of Sri Lanka(CA Sri Lanka)in its capacity as the sole accounting standard setting authority in the country has introduced a simplified financial reporting standard for the benefit of the SMEs in the country. The reporting framework so far has been a general setoff accounting standards to be used by all organisations . In 2011 CA Sri Lanka published the Sri Lanka accounting standards for SMEs (SLFRS for SMEs) with effect from 1st January, 2012. By removing some accounting treatments permitted under full SLFRSs, eliminating topics and disclosure requirements that are not generally relevant to SMEs , and simplifying requirements for recognition and measurement, the SLFRS for SMEs reduces the volume of accounting treatments applicable to SMEs by more than 90% when compared with the full set of SLFRSs. SLFRS for SMEs would be applicable for the entities that do not have public accountability (listed companies) and publish general purpose financial statements for external users such as Banks and supplier creditors. This will greatly help SME entrepreneurs to access other organizations in a formal manner and enhance their businesses, once they commence practicing this accounting reporting procedure. In the face of the bank’s reluctance to lend for want of proper accounting records , these enterprises are compelled to resort to high cost, non-continuous financing from money lenders and other informal sources , or continue to operate at sub-scale. However when SMEs start practicing and using above two facilities ( provisions in the Secured Transactions Act 2009 and the simplified SME Accounting recording procedure) the problem of enjoying credit from formal institutions such as Banks will be greatly reduced. Risks faced by any business can be broadly classified as idiosyncratic or systemic. Idiosyncratic risks are specific to an enterprise , like skill of entrepreneur or location of business. Systemic risks on the other hand , are beyond the control of any enterprise Such risks make up the environment in which a business operates ,that is, the economic environment, social environment, fiscal environment etc.. Thus the systemic risk involves risks due to change in preference of customers, changes in economy and changes in tax structure etc. Therefore the key to financing any enterprise lies in the ability of the borrower submitting his credit proposal with relevant information necessary o financier to evaluate the loan applicant to manage the risks involved in the proposed business. High quality origination can help evaluate idiosyncratic risks specific to the enterprise, well. Traditional form of risk mitigation is to cushion the risks with as much as equity from the entrepreneur. A high quality local financier with geography and business specific information about such enterprises in the operational area will be able to evaluate and manage this risk well and will demand less equity to be brought in by the entrepreneurs. Systemic risks, however, are quite different from the firm-specific risks and are arising out of the changes taking place in the market characteristics. It affect the business in every aspect and as such is huge and no amount of equity is sufficient when the financier is uncertain about an enterprise selling anything at all in the environment where demand patterns and economic situations can change very quickly. Therefore particularly in financing procurement of capital goods for long periods ,the banks search for cues to establish that the business has a current and future ability to service loans, even in an uncertain business environment. Hence in financing acquisition of capital goods it takes the form of project evaluation , however small is the business. Such situations can be managed by local bank branch which is quite familiar with the market environment of the locality. Thus the turnover and the other financials can be projected by the local bank branch staff in a more realistic manner using their knowledge in customer preferences and scale of demand in the area. This helps banks to reduce the risk involved in project loan type term finance. Further more flexible and innovative evaluation techniques have to be used in considering term loans for SMEs. However, SME enterprises that have large number of cash transactions , poor record of sales, produce undifferentiated goods and lack known usual clients , assessment of systemic risk becomes very difficult. Such challenges, however, can be addressed through structures , that allow financiers to trap cash flows by imposing conditions in the loan offer letter that permit resorting to a stronger and well established sales pattern in a supply chain. Some ways of financing working capital needs of SME businesses are supply chain financing where a supplier and a buyer have maintained books of accounts properly can be financed. For example , small enterprises that manufacture and supply sauces, jam and the like to large enterprises such as supermarkets can be financed if their cash flows are reconciled with bills , or by obtaining a collateral /guarantee from the company to which it supplies. Banks also can finance similar transactions of SMEs by discounting Bills of Exchange drawn by the supplier( SME entrepreneur ) and accepted by the large enterprise to which supplies have been made. This provides part of necessary working capital needs of the enterprise enabling it to continue production at an enhanced scale.

Friday, November 8, 2019

Fate Or Circimstance Essays - Characters In Romeo And Juliet

Fate Or Circimstance Essays - Characters In Romeo And Juliet Fate Or Circimstance Bibliography Critical essay - Michelle McNally ? Romeo and Juliet Do you agree that Romeo and Juliet are star-crossed lovers; that is to say victims of fate or do they contribute to their own demise? Two households, both alike in dignity. In fair Verona, where we lay our scene. Form ancient grudge break new mutiny, Where civil blood makes civil hands unclean. From fourth the fatal lions of these two foes. A pair of star-crossed lovers take their life. Whos misadventure piteous overthrows. Doth with their death bury their parents strife. The fearful passage of their death marked love. And the continuance of their parents rage. Which but their childrens end naught could remove - Prologue William Shakespeare. One of the oldest and most debated questions of all time is whether our lives are governed by fate or by our personal choice. A definition of fate would be a power which is believe to settle ahead of time how things will happen. William Shakespeare, in Romeo and Juliet, brings this question to the surface. Although fate seems to control what happens to Romeo and Juliet their choices contribute more to their fate than fate itself. Although some reasons that Romeo and Juliet die are out of their control, fate is not the largest reason that the lovers end up dying. For example, when Romeo hears of Juliet's death before it is brought to light that it is a false death. Romeo heard of his love's death and rushed to her side to murder himself so he may lye with Juliet. Well, Juliet, I will lye with thee tonight. (Act 5 Scene 1 Line 34) The choice for Romeo to end his life is his alone; no one else is responsible for his decision. The unfortunate circumstance that stops the Friar's assistant from delivering his message also aids the death of the lover's but does not produce their deaths. Romeo acts immaturely in the play, as he never considers the consequences of his actions. If Romeo had not killed Tybalt, Juliet's cousin then he would never have been banished. Romeo angry and acting how he always does without thinking kills Tybalt. Tybalt being Juliet's cousin will cause great strain on the relationship of them both. Romeo may have had a chance of being accepted into Juliet's home before he killed Tybalt, but certainly not after. Also, Juliet could have explained to her family about her marriage to Romeo, accepted the consequences and then there would be no need for the fateful message. She could have also ended their relationship before it started. My only love sprung from my only hate! Too early see unknown, and known too late! prodigious birth of love to me that i must love a thoathed enemy (Act 1 Scene 5 Line 138) This should have been were Juliet realised what may come of their actions. Still, fate or circumstances above their control do play a large role in determining the fate of the two young lovers. It seems like Romeo and Juliet has the curse of bad luck throughout this story. Fate seems to cause Mercucio to be killed by Tybalt under Romeo's arm just after Romeo has married Juliet. A plague a both houses, I am sped (Act 3 Scene 1 Line 90) Mercucio says this as he is dying. It is like a curse as from this point there nothing but tragedy. Has Mercucio brought them such fate or was this their destiny from the start. The feud is so relevant in this play as each time love is mentioned the feud is also. This causes Romeo to want to take vengeance for Mercucio death and Romeo then slays Tybalt. Hence, Romeo is forced to leave Verona or die and therefore one more circumstance out of their control contributes to their deaths. This situation is put on Romeo without his consent. Romeo and the choice whether or not to avenge Mercucio's murder. Tybalt does not attack Romeo. Romeo goes after Tybalt with the intent to kill him. To take it a step further, Romeo could stay in Verona and face the wake of his actions. Many times Shakespeare refers to fate as being the reason that they died. When the prologue

Tuesday, November 5, 2019

Converting Centimeters to Meters (cm to m)

Converting Centimeters to Meters (cm to m) Centimeters (cm) and meters (m) are both common units of length or distance. This example problem demonstrates how to convert centimeters to meters using a conversion factor. Converting Centimeters to Meters Problem Express 3,124 centimeters in meters. Start with the conversion factor: 1 meter 100 centimetersSet up the conversion so the desired unit will be canceled out. In this case, we want m to be the remaining unit. distance in m (distance in cm) x (1 m/100 cm)distance in m (3124/100) mdistance in m 31.24 m Answer: 3124 centimeters is 31.24 meters. Converting Meters to Centimeters Example The conversion factor may also be used to convert meters to centimeters (m to cm). Another conversion factor could be used, too: 1 cm 0.01 m It doesnt matter which conversion factor you use as long as the unwanted unit cancels out, leaving the one you want. How many centimeters long is a 0.52 meter block? cm m x (100 cm/1 m) so that the meter unit cancels out cm 0.52 m x 100 cm / 1 m Answer: The 0.52 m block is 52 cm in length.

Sunday, November 3, 2019

UK on-line advertising Essay Example | Topics and Well Written Essays - 1250 words

UK on-line advertising - Essay Example Being at the so called â€Å"digital age†,people tend to go online whenever possible whether to chat,buy products or services,or even finding a job.When you go over the internet, you will see a lot of advertisement regarding various products being posted. Even job orders are being posted online by various companies. While other advertisers tend to spend millions of dollars on television networks, newspapers or magazines, and radio advertisement, there are some advertisers that would rather invest their money with online advertising. It is the current trend in the world of advertising to go over the internet and post ads. But is it really worth spending posting in an online advertisement? What is the level of reliability that consumers who are taking risk that they would not be scammed in availing products or services in an online advertisement? In countries like the United Kingdom, online advertising has a potential market. According to the statistics done by the UK government , between 2001/02 and 2006 the proportion of adults in Great Britain who had used the Internet in the last three months increased by one-quarter, from 48 per cent to 60 per cent wherein, 59 per cent of the 16 years old and over go online almost every day and 4 per cent go online less than once a month. Internet usage is more common among the young people, wherein 84 per cent of people age 16 – 24 go online compare to older people, wherein 54 per cent are 55 – 64 and 15 per cent are 65 and over. ... bility to businesses to customers is easier compare on television and radio wherein, customers can easily interact via internet to the ads posted by advertisers. On the other hand, advertisers can easily access positive or negative customer feedbacks, monitor the customer needs, and communicate faster but cheaper to customers via internet through the websites. Websites have become an essential means to communicate with customers. In 2005, 70 per cent of the businesses online have a website while the proportion of businesses that sold via internet was doubled between 2002 and 2005, from 7 to 15 per cent. In 2005, the sales value over the Internet was ?103 Tan 3 Billion. This accounted for 34 per cent of sales across all kinds of ICT by non-financial sector businesses. The usual Internet activity by nine out of ten or 91 per cent of young internet users was sending or receiving emails. Other activities included were: finding information about goods or services which is 77 per cent, dow nloading software which is 55 per cent, and reading or downloading online news or magazines which is 54 per cent. Meanwhile, seven out of ten or 70 per cent young internet users stated that they had purchased goods or services online.   The increasing demands and internet usage had made advertisers in UK believed that online advertising is important and that has great opportunity. They have seen some potential in doing so because the online become a direct response medium wherein the marketing budgets being stretched to their very limits, and the online has proved its worth. Another is the growth of new display format wherein the internet has become an entertainment medium because of its interactive multimedia content. There is also the booming of e-commerce wherein people shopping choice

Friday, November 1, 2019

S5Ws9&10DQs Assignment Example | Topics and Well Written Essays - 1000 words

S5Ws9 DQs - Assignment Example In his evaluation, he undertook a thorough study of various regions, cultures, religions and civilizations of the world and predicted the battle lines for future conflicts (Huntington, 1990). Huntington’s hypothesis is an appropriate model that elucidates the practice of international relations in the post September 11 world because on many counts the hypothesis has been proved right as the September eleven incident, and the conduct of foreign relations has been based on the conflict between two diverse cultural orientations. Fundamental Islam doctrine was responsible for the September eleven attack, on the one hand, and America was under attack owing to its strong western philosophy of capitalism, democracy and Christianity. Ever since the September eleven attacks, international relations have been determined by the fight between Christianity and Muslim fundamentalism; whereas America is seen as the key promoter of Christian religion, radical terrorist organizations with safe havens in Afghanistan are the advocates of Muslim fundamentalism (Seth, 2010). ... An evaluation of economy and politics in the Greater Middle East indicates that there is incompatibility between development and democratization in the sense that the growth in economy and other parameters is not consistent with democratic ideals (Felbab-Brown, 2005). The reality in the Greater Middle East is contrary to major theoretical frameworks that state that democratization is directly proportional to economic development. The western thought provides that development and democratizations are related and that economic development ushers in democratization. Though the region is not much developed there are certain indicators of development that do not coincide with democratization. The Greater Middle East comprises countries like Afghanistan, Pakistan and part of North America. Democracy has been a huge challenge for these countries and countries like Pakistan and Afghanistan are quite unstable politically though they have tried to embrace democracy. Both Pakistan and Afghanist an are safe havens for terrorist organization that have not only waged war against the West but also resisted any attempts to democratize the countries. Pakistan has some level of economic development but is not compatible with democratization in the sense that the country still faces numerous challenges regarding political stability and the prevalence of egalitarianism. Afghanistan, on the other hand, has been occupied by America since the overthrow of the Taliban regime following September 11 (Gregory, 2011). The huge challenge for America was to democratize Afghanistan and make it politically stable to rid of militants from its region. Therefore, as far as the Greater Middle East is concerned, economic development is not compatible with